Boston, MA — Rental Beast, the real estate technology company powering rental data and tools, today announced a partnership with Esusu, the leading financial technology platform helping renters build credit. Through this partnership, renters using RenterLift—an AI-driven platform designed to help convert renters into prepared, qualified first-time homebuyers at scale—will gain access to Esusu’s creditor monitoring and rent reporting capabilities, transforming on-time rent payments into measurable credit-building opportunities on the path to homeownership.
This collaboration represents a meaningful step forward in how the real estate industry supports renters while strengthening the renter-to-buyer pipeline for agents, brokers, and MLS partners. While monthly rent payments are among the largest payments consumers make each month, fewer than 5% of tenants have their rent payments reported to credit bureaus, according to survey data cited by Experian. That means approximately 95% of rent payments are not reflected in typical credit files, despite their consistency and financial significance.
Through the partnership:
Esusu users see an average credit score increase of 53 points, an improvement that can materially impact borrowing power, mortgage eligibility, and long-term financial stability.
Esusu’s model goes beyond traditional rent reporting services. The company offers the broadest bureau coverage, reporting to all three major credit bureaus; deep property ecosystem integration through automated API and CSV data ingestion; the ability to back-report up to 24 months of past on-time rent payments where available; and a “do-no-harm” model that reports only positive payment history. Rooted in a mission of financial inclusion, Esusu helps credit-invisible and underserved populations build lasting financial profiles.
Credit history remains one of the most significant barriers to homeownership. By integrating Esusu’s rent reporting capabilities into RenterLift, Rental Beast is helping ensure that renters’ largest monthly expense works in their favor, transforming everyday payments into measurable financial progress.
While 86% of renters say they want to buy a home, the industry has lacked a scalable, consistent way to nurture those future buyers from lease to purchase. RenterLift addresses this by automating the buyer-readiness journey through personalized budgeting tools, real-time estimates of buying power, step-by-step educational resources, and now, credit-building and monitoring opportunities through Esusu's rent reporting platform.
For agents and brokers, this means greater visibility into when renters are financially ready to buy. RenterLift keeps agents positioned at the center of every future home sale by providing clear signals when clients have improved their credit and are prepared to transition from renting to homeownership.
Ishay Grinberg, Founder & CEO of Rental Beast, said, "Agents know renters are tomorrow's homebuyers, but nurturing those relationships and tracking financial readiness can be time-consuming and inconsistent. This partnership with Esusu helps solve that. By offering rent reporting through RenterLift, we're giving renters a practical way to build credit while they rent, and agents a clearer path to guide those clients toward homeownership when they're ready."
“Our partnership with Rental Beast is a vital step toward creating a more perfect financial system,” said Wemimo Abbey and Samir Goel, Co-Founders and Co-CEOs of Esusu. “Homeownership is the cornerstone of wealth creation in America, yet it feels increasingly out of reach for many. By leveraging rental data, we are giving renters a powerful tool to bridge that gap, ensuring their largest monthly expense finally works in their favor to unlock future doors.”
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Rental Beast is a leading real estate technology firm offering an end-to-end SaaS platform designed to support real estate professionals. With a database of nearly 14 million rental properties, sourced directly from property owners and updated in real time, Rental Beast provides unmatched rental market insights. Rental Beast is supported by Second Century Ventures, the strategic growth arm of the National Association of REALTORS®, and is a member of the 2022 REACH-Canada program. Learn more at rentalbeast.com.
Esusu is the leading financial technology platform that leverages data solutions to empower residents and improve property performance. Esusu's rent reporting platform captures rental payment data and reports it to credit bureaus to boost credit scores. Founded in 2018, Esusu reaches over 5 million rental units and 12 million renters across all 50 states in the United States. Learn more at www.esusurent.com.
Media Contacts
Rental Beast: Rebecca Hickey — rebecca.hickey@rentalbeast.com
Esusu: Priscilla Atansah - priscilla.atansah@esusu.org
